St George Foreign Exchange Limited

Emigrating Overseas

Emigrating Overseas

Move Your Money with Confidence

Relocating to another country is a life-changing journey, filled with exciting new opportunities — but also complex financial decisions. One of the most important steps is managing your currency transfers wisely. If done poorly, fluctuating exchange rates and high transfer fees could cost you thousands.

At St. George Foreign Exchange, we help you transfer your money securely, affordably, and at the right time, so you can focus on building your new life abroad with peace of mind.

Why Use a Foreign Exchange Expert When Emigrating?

Exchange Rate Volatility Can Be Costly

In just a few weeks, currency exchange rates can shift significantly. That could impact:

  • The cost of buying a new home
  • The value of your pension or income
  • Your everyday living expenses in your new country

With expert guidance, you can secure favourable rates and protect yourself from currency risk using tools like:

  • Forward Contracts – Lock in today’s rate for up to 12 months
  • Market Orders – Target a specific exchange rate and transfer automatically when it’s reached
  • Spot Contracts – Make immediate transfers at the best available rate

Our Process

Fast, Simple & Tailored to You

Register Your Account

Open a secure business or personal account with St. George Foreign Exchange to access our platform, view live rates, and make transfers.

Speak With a Specialist

We’ll discuss your emigration timeline, goals, and financial needs — including one-time large transfers or ongoing monthly payments.

Build a Strategy

We’ll help you create a bespoke currency transfer strategy that fits your short- and long-term plans — all at competitive rates with no hidden fees.

Disadvantages to Consider

While a forward contract shields you from downside risk, it also means:

Planning to Emigrate? Here’s What You Need to Consider:

💰 Budgeting for Your New Life

From property deposits and rent to school fees and daily expenses, the first months abroad can be financially demanding. Lock in your exchange rate early to avoid being caught off guard by currency fluctuations. Forward contracts can help you stay in control of your costs.

🔐 Securing Your Income Abroad

If you receive income from pensions, investments, rental properties or a UK salary, you’ll need to plan for ongoing transfers. We offer:

  • FCA-regulated money transfers
  • Multi-currency support
  • Scheduled payments with competitive exchange rates

🏡 Buying Property Overseas

Buying a new home abroad? Transferring the proceeds from your UK property? Timing is crucial. Even a small change in exchange rates could cost you thousands.

We’ll work with you to:

  • Monitor the currency market
  • Alert you when your target rate is available
  • Help you use spot, forward or market orders to lock in the right rate

💸 Minimise Unnecessary Costs

Traditional banks charge high margins and hidden fees on overseas transfers. With St. George Foreign Exchange, you’ll benefit from:

✅ No payment or transfer fees
✅ Better-than-bank exchange rates
✅ Fast and secure international transfers
✅ Transparent and expert support

Why Choose St. George Foreign Exchange?

Let’s Help You Start Your New Chapter with Financial Confidence

Whether you’re moving abroad permanently or for a new opportunity, St. George Foreign Exchange can help you move your money safely and smartly.

Or simply fill out the form below, and one of our experts will be in touch within 2 business days.

Let’s take your global financial strategy to the next level.