Retiring Abroad – St George Foreign Exchange Limited

Retiring Abroad

Make Your Money Go Further with Smart Foreign Exchange Solutions

Retiring overseas is an exciting milestone — whether you’re looking forward to sunshine, a slower pace of life, or new adventures. But before you pack your bags, it’s important to plan your finances carefully. Moving money internationally isn’t just a bank transfer — currency volatility, hidden fees, and poor exchange rates can cost you thousands.

At St. George Foreign Exchange, we provide tailored currency solutions to help you make the most of your retirement funds. Whether you’re buying property, transferring pension income, or planning monthly expenses, we help you move your money securely, efficiently, and cost-effectively.

What is a Forward Contract ?

A Forward Contract is a powerful risk management tool used by businesses and individuals to secure a fixed exchange rate for a future transfer. If you expect to make international payments in the coming months, a forward contract ensures you’ll know exactly what it will cost—regardless of where the market moves.

Why Work With a Foreign Exchange Specialist?

Currency Risk Can Erode Your Retirement Budget

The foreign exchange market moves every second — even a 1% shift in rates can mean paying €1,700 more for a €200,000 property. Without expert support, retirees often fall victim to poor timing, excessive bank fees, or unexpected losses.
We offer:
- Forward Contracts – Lock in an exchange rate now for up to 12 months
- Spot Contracts – Transfer immediately at today’s best available rate
- Market Orders – Set your ideal exchange rate and let the system secure it when available
- Rate Alerts – Be notified when the market hits your target
With St. George Foreign Exchange, you gain peace of mind, knowing your retirement money is protected.

Key Financial Considerations for Retirees

Buying a Property Overseas

Buying your dream home abroad? You’ll likely be making large lump sum transfers — the timing of which is crucial. Work with us to:

Ongoing Retirement Income (Pensions, Investments, Annuities)

Once you’ve moved, regular payments like pensions or dividends will still need to be transferred across borders — and banks can charge fees on every single payment.

We help you:

Schedule monthly payments with no transaction fees
Lock in preferred rates for recurring income
Save significantly over the long term

💸 Save on Fees & Transfer Costs

Unlike traditional banks that apply hidden margins and per-transfer charges, we offer:

✅ Competitive exchange rates
✅ No international payment fees
✅ Secure FCA-regulated transactions
✅ Fast, same-day settlement in most cases

The Pitfalls of Doing It Alone

Many retirees try to manage foreign exchange transfers themselves — often using their local high-street bank. This typically results in:

Poorer exchange rates
Hidden or multiple transfer fees
Lack of expert support or risk management tools
Missed opportunities to save money

With St. George Foreign Exchange, you’re never left guessing. Our specialists provide expert advice, real-time market updates, and the right strategy for your personal situation.

Plan for the Retirement You Deserve

You’ve worked hard all your life — your money should work just as hard for you. With St. George Foreign Exchange, you can enjoy your retirement overseas without financial stress.

✅ Expert FX strategy
✅ Better-than-bank rates
✅ No payment fees
✅ Fast and secure money transfers
✅ Tailored support for property, pensions, and ongoing living expenses

Let’s Talk About Your Retirement Plan

Speak with a foreign exchange expert today and find out how to protect your retirement income, reduce costs, and move your money with confidence.

Or simply fill out the form below, and one of our experts will be in touch within 2 business days.

Let’s take your global financial strategy to the next level.